Top Online CD Rates

(All terms)

Product Bank name APY Term Min deposit Info
Fixed Rate CD USAA Federal Savings Bank 3.51 % 7 years $1,000 online
Discover CD Discover Bank 3.25 % 10 years $2,500 online
Sallie Mae CD Sallie Mae Bank 3.00 % 5 years $1 online
Discover CD Discover Bank 3.00 % 7 years $2,500 online
Capital One CD Capital One Bank 3.00 % 10 years $5,000 online
Term CD Acacia Federal Savings Bank 2.90 % 5 years $500 online
Discover CD Discover Bank 2.90 % 5 years $2,500 online
First IB CD First Internet Bank 2.85 % 5 years $1,000 online
Fixed Rate CD USAA Federal Savings Bank 2.80 % 5 years $1,000 online
Standard CD American Express Bank 2.75 % 5 years $1 online
Regular CD Texas Security Bank 2.75 % 5 years $1,000 online
Fixed Rate CD NewDominion Direct 2.75 % 5 years $3,000 online
High Yield CD Ally Bank 2.74 % 5 years $1 online
Nationwide CD Nationwide Bank 2.70 % 5 years $500 online
Flagstar Online CD Flagstar Bank 2.61 % 5 years $1 online
Product Bank name APY Term Min deposit Info
Intervest CD Intervest National Bank 2.60 % 10 years $2,500 online
AIG Bank CD AIG Bank 2.60 % 5 years $2,500 online
Eloan CD ELOAN Bank 2.60 % 6 years $10,000 online
Intervest CD Intervest National Bank 2.58 % 9 years $2,500 online
Intervest CD Intervest National Bank 2.57 % 8 years $2,500 online
Bank of Internet CD Bank of Internet 2.56 % 5 years $1,000 online
Intervest CD Intervest National Bank 2.56 % 7 years $2,500 online
Term CD Acacia Federal Savings Bank 2.55 % 4 years $500 online
Yield Pledge CD EverBank 2.55 % 5 years $1,500 online
Intervest CD Intervest National Bank 2.55 % 6 years $2,500 online
Fixed Rate CD NewDominion Direct 2.55 % 4 years $3,000 online
Aurora CD Aurora Bank 2.54 % 5 years $1,000 online
eCD Virtual Bank 2.53 % 5 years $10,000 online
Adjustable Rate CD USAA Federal Savings Bank 2.51 % 7 years $1,000 online
Standard CD Newtown Savings Bank 2.50 % 5 years $500 online
Product Bank name APY Term Min deposit Info
FTU CD First Trade Union Bank 2.50 % 5 years $500 online
Doral Direct CD Doral Bank Direct 2.50 % 5 years $1,000 online
US Bank CD US Bank 2.50 % 59 months $1,000 online
Intervest CD Intervest National Bank 2.50 % 5 years $2,500 online
OneWest CD OneWest Bank 2.50 % 5 years $5,000 online
Eloan CD ELOAN Bank 2.50 % 5 years $10,000 online
Presidential CD Presidential Online Bank 2.47 % 5 years $1 online
Fixed Rate CD USAA Federal Savings Bank 2.45 % 4 years $1,000 online
Sallie Mae CD Sallie Mae Bank 2.40 % 3 years $1 online
Regular CD Third Federal Savings & Loan 2.40 % 6 years $500 online
First IB CD First Internet Bank 2.40 % 4 years $1,000 online
Online CD Special Cambridge Savings Bank 2.40 % 5 years $1,000 online
Golf CD Golf Savings Bank 2.40 % 5 years $10,000 online
Regular CD Virtual Bank 2.38 % 5 years $10,000 online
Flagstar Online CD Flagstar Bank 2.35 % 4 years $1 online
Product Bank name APY Term Min deposit Info
Nationwide CD Nationwide Bank 2.35 % 4 years $500 online
Fixed Rate CD Heritage Bank 2.35 % 5 years $50,000 online
High Yield CD Ally Bank 2.34 % 4 years $1 online
American Chartered CD American Chartered Bank 2.31 % 5 years $1,000 online
Bank of Internet CD Bank of Internet 2.31 % 4 years $1,000 online
Discover CD Discover Bank 2.30 % 4 years $2,500 online
Fixed Rate CD NewDominion Direct 2.30 % 3 years $3,000 online
Capital One CD Capital One Bank 2.30 % 7 years $5,000 online
Aurora CD Aurora Bank 2.29 % 4 years $1,000 online
Online CD State Farm Bank 2.28 % 5 years $500 online
eCD Virtual Bank 2.28 % 4 years $10,000 online
Direct CD FNBO Direct 2.25 % 5 years $1 online
Standard CD American Express Bank 2.25 % 4 years $1 online
FTU CD First Trade Union Bank 2.25 % 4 years $500 online
Term CD Acacia Federal Savings Bank 2.25 % 3 years $500 online
Product Bank name APY Term Min deposit Info
Doral Direct CD Doral Bank Direct 2.25 % 4 years $1,000 online
EBSB CD EBSB Direct 2.25 % 3 years $1,000 online
Callable CD Astoria Federal Savings 2.25 % 10 years $20,000 online
Intervest CD Intervest National Bank 2.22 % 4 years $2,500 online
Personal CD Giant Bank 2.21 % 5 years $2,500 online
Flagstar Online CD Flagstar Bank 2.20 % 3 years $1 online
Nationwide CD Nationwide Bank 2.20 % 3 years $500 online
Fixed Rate CD Heritage Bank 2.20 % 5 years $25,000 online
Standard CD American Express Bank 2.15 % 3 years $1 online
Regular CD Third Federal Savings & Loan 2.15 % 5 years $500 online
Regular CD Texas Security Bank 2.15 % 3 years $1,000 online
Direct CD Tristate Capital Direct 2.15 % 3 years $95,000 online
High Yield CD Ally Bank 2.14 % 3 years $1 online
Regular CD Virtual Bank 2.12 % 4 years $10,000 online
Fixed Rate CD USAA Federal Savings Bank 2.10 % 3 years $1,000 online
Product Bank name APY Term Min deposit Info
Discover CD Discover Bank 2.10 % 3 years $2,500 online
Fixed Rate CD Heritage Bank 2.10 % 5 years $2,500 online
Bank of Internet CD Bank of Internet 2.08 % 3 years $1,000 online
Centennial CD Centennial Bank 2.07 % 5 years $10,000 online
Aurora CD Aurora Bank 2.06 % 3 years $1,000 online
Clear Sky CD Clear Sky Accounts 2.05 % 30 months $1 online
Allstate CD Allstate Bank 2.05 % 5 years $1,000 online
First IB CD First Internet Bank 2.05 % 3 years $1,000 online
OneWest CD OneWest Bank 2.05 % 4 years $5,000 online
Eloan CD ELOAN Bank 2.05 % 4 years $10,000 online
Golf CD Golf Savings Bank 2.05 % 4 years $10,000 online
UCB CD United Central Bank 2.02 % 5 years $1,000 online
Intervest CD Intervest National Bank 2.02 % 3 years $2,500 online
eCD Virtual Bank 2.02 % 3 years $10,000 online
American Chartered CD American Chartered Bank 2.01 % 4 years $1,000 online
Product Bank name APY Term Min deposit Info
Personal CD Giant Bank 2.01 % 3 years $2,500 online
Direct CD FNBO Direct 2.00 % 4 years $1 online
H&R Block CD H&R Block Bank 2.00 % 5 years $250 online
H&R Block CD H&R Block Bank 2.00 % 3 years $250 online
H&R Block CD H&R Block Bank 2.00 % 4 years $250 online
FTU CD First Trade Union Bank 2.00 % 3 years $500 online
Standard CD Newtown Savings Bank 2.00 % 4 years $500 online
Term CD Acacia Federal Savings Bank 2.00 % 30 months $500 online
Doral Direct CD Doral Bank Direct 2.00 % 3 years $1,000 online
Independence CD Independence Bank 2.00 % 5 years $1,000 online
iGOcds iGObanking.com 2.00 % 3 years $1,000 online
Charles CD Charles Schwab Bank 2.00 % 5 years $1,000 online
AIG Bank CD AIG Bank 2.00 % 3 years $2,500 online
Fixed Rate CD NewDominion Direct 2.00 % 30 months $3,000 online
Premier Time Account FirstBank of Longmont 2.00 % 5 years $10,000 online
Product Bank name APY Term Min deposit Info
Fixed Rate CD Heritage Bank 2.00 % 4 years $50,000 online
OnBank CD OnBank 1.95 % 5 years $1 online
Regular CD Virtual Bank 1.92 % 3 years $10,000 online
Regular CD Third Federal Savings & Loan 1.90 % 4 years $500 online
Regular CD Texas Security Bank 1.90 % 30 months $1,000 online
Online CD Cambridge Savings Bank 1.90 % 5 years $1,000 online
Regular CD ViewPoint Bank 1.90 % 5 years $1,000 online
Discover CD Discover Bank 1.90 % 30 months $2,500 online
CalFirst CD California First National 1.90 % 3 years $5,000 online
Golf CD Golf Savings Bank 1.90 % 3 years $10,000 online
Online CD State Farm Bank 1.89 % 4 years $500 online
Independence CD Independence Bank 1.85 % 4 years $1,000 online
Fixed Rate CD USAA Federal Savings Bank 1.85 % 30 months $1,000 online
Intervest CD Intervest National Bank 1.85 % 30 months $2,500 online
Fixed Rate CD NewDominion Direct 1.85 % 2 years $3,000 online
Product Bank name APY Term Min deposit Info
Centennial CD Centennial Bank 1.81 % 4 years $10,000 online
Term CD Acacia Federal Savings Bank 1.80 % 2 years $500 online
Adjustable Rate CD USAA Federal Savings Bank 1.80 % 5 years $1,000 online
Amtrust CD AmTrust Direct 1.80 % 3 years $1,000 online
Discover CD Discover Bank 1.80 % 2 years $2,500 online
Fixed Rate CD Heritage Bank 1.80 % 4 years $25,000 online
Bank of Internet CD Bank of Internet 1.79 % 2 years $1,000 online
Aurora CD Aurora Bank 1.76 % 2 years $1,000 online
OnBank CD OnBank 1.75 % 4 years $1 online
Standard CD American Express Bank 1.75 % 2 years $1 online
H&R Block CD H&R Block Bank 1.75 % 2 years $250 online
Nationwide CD Nationwide Bank 1.75 % 2 years $500 online
Astoria CD Astoria Federal Savings 1.75 % 5 years $500 online
Citibank Online CD Citibank 1.75 % 5 years $500 online
Regular CD Third Federal Savings & Loan 1.75 % 3 years $500 online
Product Bank name APY Term Min deposit Info
Doral Direct CD Doral Bank Direct 1.75 % 2 years $1,000 online
Unity Gold E-CD OneUnited Bank 1.75 % 4 years $1,000 online
OneWest CD OneWest Bank 1.75 % 3 years $5,000 online
Capital One CD Capital One Bank 1.75 % 5 years $5,000 online
Eloan CD ELOAN Bank 1.75 % 3 years $10,000 online
Direct CD Tristate Capital Direct 1.75 % 2 years $95,000 online
Presidential CD Presidential Online Bank 1.74 % 2 years $1 online
Intervest CD Intervest National Bank 1.71 % 2 years $2,500 online
eCD Virtual Bank 1.71 % 2 years $10,000 online
Time Deposit Account FirstBank of Longmont 1.70 % 5 years $500 online
Ascencia CD Ascencia 1.70 % 5 years $500 online
Charles CD Charles Schwab Bank 1.70 % 4 years $1,000 online
Fixed Rate CD Heritage Bank 1.70 % 4 years $2,500 online
CalFirst CD California First National 1.70 % 2 years $5,000 online
Excel CD Excel National Bank 1.70 % 2 years $10,000 online

CD Rate Updates

AIG Bank
9/10/10
2.65% 2.60%
2.05% 2.00%
1.70% 1.65%
1.46% 1.41%
1.41% 1.36%
1.01% 0.96%

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