Top Online CD Rates

(6 months)

Product Bank name APY Term Min deposit Info
e-CD TotalBank 1.40 % 6 months $1,000 online
ADB Direct CD ADB Bank 1.35 % 6 months $5,000 online
Golf CD Golf Savings Bank 1.35 % 6 months $10,000 online
Excel CD Excel National Bank 1.32 % 6 months $10,000 online
Fixed Rate CD NewDominion Direct 1.31 % 6 months $3,000 online
Time Deposit Frontier Bank 1.30 % 6 months $500 online
Nexity CD Nexity Bank 1.30 % 6 months $1,000 online
Presidential CD Presidential Online Bank 1.25 % 6 months $1 online
Online CD Danversbank 1.25 % 4 months $1 online
Amtrust CD AmTrust Direct 1.25 % 6 months $1,000 online
Doral Direct CD Doral Bank Direct 1.25 % 6 months $1,000 online
No Penalty CD Cardinal Bank 1.21 % 4 months $1,000 online
High Yield CD Ally Bank 1.19 % 6 months $1 online
OneWest CD OneWest Bank 1.15 % 6 months $5,000 online
Personal CD La Jolla Bank 1.15 % 6 months $10,000 online
Product Bank name APY Term Min deposit Info
FirstFedDirect CD FirstFedDirect 1.15 % 6 months $10,000 online
Regular CD Citizens First 1.14 % 6 months $1,000 online
Yield Pledge CD EverBank 1.14 % 6 months $1,500 online
Golden 50 CD Citizens First 1.14 % 6 months $5,000 online
Ascencia CD Ascencia 1.11 % 6 months $500 online
Personal CD Giant Bank 1.11 % 6 months $2,500 online
BankDirect CD BankDirect 1.11 % 6 months $10,000 online
Regular CD Third Federal Savings & Loan 1.10 % 6 months $500 online
High Interest CD Century Bank Direct 1.10 % 5 months $1,000 online
Nationwide CD Nationwide Bank 1.05 % 6 months $500 online
Term CD Acacia Federal Savings Bank 1.05 % 6 months $500 online
Time Deposit Frontier Bank 1.05 % 4 months $500 online
Cardinal CD Cardinal Bank 1.05 % 6 months $1,000 online
Cardinal IRA CD Cardinal Bank 1.05 % 6 months $1,000 online
AIG Bank CD AIG Bank 1.01 % 6 months $2,500 online
Product Bank name APY Term Min deposit Info
Standard CD American Express Bank 1.00 % 6 months $1 online
H&R Block CD H&R Block Bank 1.00 % 6 months $250 online
Regular CD Texas Security Bank 1.00 % 6 months $1,000 online
Bank of Internet CD Bank of Internet 1.00 % 6 months $1,000 online
Standard CD Wilshire State Bank 1.00 % 6 months $1,000 online
CalFirst CD California First National 1.00 % 6 months $5,000 online
Direct CD Tristate Capital Direct 1.00 % 6 months $95,000 online
Chase Online CD Chase Bank 0.99 % 6 months $1,000 online
Orange CD ING Direct 0.90 % 6 months $1 online
Discover CD Discover Bank 0.90 % 6 months $2,500 online
Intervest CD Intervest National Bank 0.85 % 6 months $2,500 online
Amegy Internet CD Amegy Bank 0.80 % 6 months $10,000 online
eCD Virtual Bank 0.80 % 6 months $10,000 online
Beal CD Beal Bank 0.76 % 6 months $1,000 online
Regular CD Wainwright Bank 0.75 % 6 months $1,000 online
Product Bank name APY Term Min deposit Info
Special CD Wainwright Bank 0.75 % 5 months $1,000 online
FTU CD First Trade Union Bank 0.75 % 6 months $1,000 online
First IB CD First Internet Bank 0.75 % 6 months $1,000 online
Allstate CD Allstate Bank 0.75 % 6 months $1,000 online
Tennessee Commerce CD Tennessee Commerce Bank 0.75 % 6 months $2,500 online
Eloan CD ELOAN Bank 0.75 % 6 months $10,000 online
Online CD State Farm Bank 0.72 % 6 months $500 online
Independence CD Independence Bank 0.70 % 6 months $1,000 online
Standard CD Newtown Savings Bank 0.65 % 6 months $500 online
Astoria CD Astoria Federal Savings 0.60 % 6 months $500 online
Liquid CD Independence Bank 0.60 % 6 months $1,000 online
UCB CD United Central Bank 0.60 % 6 months $1,000 online
eCD Fult Direct 0.60 % 6 months $10,000 online
Flagstar Online CD FlagStar Bank 0.55 % 6 months $1 online
American Chartered CD American Chartered Bank 0.51 % 6 months $1,000 online
Product Bank name APY Term Min deposit Info
Direct CD FNBO Direct 0.50 % 6 months $1 online
Astoria CD Astoria Federal Savings 0.50 % 4 months $500 online
FTU CD First Trade Union Bank 0.50 % 5 months $1,000 online
iGOcds iGObanking.com 0.50 % 6 months $1,000 online
Internet CD Seacoast Commerce Bank 0.50 % 6 months $10,000 online
HSBC Online CD HSBC Direct 0.40 % 6 months $10 online
Regular CD Virtual Bank 0.40 % 6 months $10,000 online
Citibank Online CD Citibank 0.35 % 6 months $500 online
Citibank Online CD Citibank 0.30 % 5 months $500 online
OnBank CD OnBank 0.25 % 6 months $1 online
Citibank Online CD Citibank 0.25 % 4 months $500 online
Zions CD Zions Bank 0.25 % 6 months $1,000 online
Gold CD Zions Bank 0.25 % 6 months $1,000 online
Capital One CD Capital One Bank 0.25 % 6 months $5,000 online
Online CD Cambridge Savings Bank 0.10 % 6 months $1,000 online
Product Bank name APY Term Min deposit Info
Advanta CD Advanta Bank 0.10 % 6 months $10,000 online
Interest CD UFB Direct 0.00 % 6 months $8,000 online