Top Online CD Rates

(2 years)

Product Bank name APY Term Min deposit Info
Time Deposit Promo Frontier Bank 2.00 % 2 years $10,000 online
Fixed Rate CD NewDominion Direct 1.95 % 2 years $3,000 online
Bank of Internet CD Bank of Internet 1.89 % 2 years $1,000 online
AIG Bank CD AIG Bank 1.81 % 2 years $2,500 online
Term CD Acacia Federal Savings Bank 1.80 % 2 years $500 online
Discover CD Discover Bank 1.80 % 2 years $2,500 online
Aurora CD Aurora Bank 1.79 % 2 years $1,000 online
eCD Virtual Bank 1.77 % 2 years $10,000 online
Standard CD American Express Bank 1.75 % 2 years $1 online
H&R Block CD H&R Block Bank 1.75 % 2 years $250 online
Nationwide CD Nationwide Bank 1.75 % 2 years $500 online
Doral Direct CD Doral Bank Direct 1.75 % 2 years $1,000 online
Excel CD Excel National Bank 1.75 % 2 years $10,000 online
Direct CD Tristate Capital Direct 1.75 % 2 years $95,000 online
Presidential CD Presidential Online Bank 1.74 % 2 years $1 online
Product Bank name APY Term Min deposit Info
Intervest CD Intervest National Bank 1.73 % 2 years $2,500 online
CalFirst CD California First National 1.70 % 2 years $5,000 online
Personal CD Giant Bank 1.66 % 2 years $2,500 online
Regular CD Virtual Bank 1.66 % 2 years $10,000 online
Online CD Darby Direct 1.65 % 18 months $500 online
Cardinal IRA CD Cardinal Bank 1.65 % 2 years $1,000 online
Cardinal CD Cardinal Bank 1.65 % 2 years $1,000 online
Regular CD Texas Security Bank 1.65 % 2 years $1,000 online
Yield Pledge CD EverBank 1.65 % 2 years $1,500 online
Fixed Rate CD NewDominion Direct 1.65 % 18 months $3,000 online
OneWest CD OneWest Bank 1.65 % 2 years $5,000 online
Aurora CD Aurora Bank 1.61 % 18 months $1,000 online
Flagstar Online CD Flagstar Bank 1.60 % 2 years $1 online
First IB CD First Internet Bank 1.60 % 2 years $1,000 online
Fixed Rate CD USAA Federal Savings Bank 1.60 % 2 years $1,000 online
Product Bank name APY Term Min deposit Info
Discover CD Discover Bank 1.60 % 18 months $2,500 online
Golf CD Golf Savings Bank 1.60 % 2 years $10,000 online
Nexity CD Nexity Bank 1.57 % 2 years $1,000 online
eCD Virtual Bank 1.56 % 18 months $10,000 online
Term CD Acacia Federal Savings Bank 1.55 % 18 months $500 online
Nationwide CD Nationwide Bank 1.55 % 18 months $500 online
e-CD Franklin Synergy Bank 1.55 % 15 months $1,000 online
High Yield CD Ally Bank 1.54 % 18 months $1 online
AIG Bank CD AIG Bank 1.51 % 18 months $2,500 online
H&R Block CD H&R Block Bank 1.50 % 18 months $250 online
FTU CD First Trade Union Bank 1.50 % 2 years $500 online
MyWay CD Emigrant Direct 1.50 % 18 months $1,000 online
iGOcds iGObanking.com 1.50 % 18 months $1,000 online
MyWay CD Emigrant Direct 1.50 % 2 years $1,000 online
Eloan CD ELOAN Bank 1.50 % 2 years $10,000 online
Product Bank name APY Term Min deposit Info
Direct CD Tristate Capital Direct 1.50 % 18 months $95,000 online
Intervest CD Intervest National Bank 1.48 % 18 months $2,500 online
Ascencia CD Ascencia 1.45 % 2 years $500 online
High Interest CD Century Bank Direct 1.45 % 20 months $1,000 online
OneWest CD OneWest Bank 1.45 % 18 months $5,000 online
Cardinal IRA CD Cardinal Bank 1.42 % 18 months $1,000 online
Cardinal CD Cardinal Bank 1.42 % 18 months $1,000 online
Regular CD Virtual Bank 1.41 % 18 months $10,000 online
Standard CD American Express Bank 1.40 % 18 months $1 online
Flagstar Online CD Flagstar Bank 1.40 % 18 months $1 online
Fixed Rate CD USAA Federal Savings Bank 1.40 % 18 months $1,000 online
Regular CD Wainwright Bank 1.35 % 2 years $1,000 online
Fixed Rate CD Heritage Bank 1.35 % 2 years $50,000 online
Cardinal IRA CD Cardinal Bank 1.31 % 17 months $1,000 online
Cardinal CD Cardinal Bank 1.31 % 17 months $1,000 online
Product Bank name APY Term Min deposit Info
UCB CD United Central Bank 1.31 % 2 years $1,000 online
Online CD Darby Direct 1.30 % 2 years $500 online
High Interest CD Century Bank Direct 1.30 % 15 months $1,000 online
Premier Time Account FirstBank of Longmont 1.30 % 2 years $10,000 online
Fixed Rate CD Heritage Bank 1.30 % 2 years $25,000 online
UCB CD United Central Bank 1.26 % 18 months $1,000 online
Direct CD FNBO Direct 1.25 % 2 years $1 online
Special CD State Farm Bank 1.25 % 15 months $500 online
FTU CD First Trade Union Bank 1.25 % 18 months $500 online
iGOcds iGObanking.com 1.25 % 2 years $1,000 online
Amtrust CD AmTrust Direct 1.25 % 2 years $1,000 online
Doral Direct CD Doral Bank Direct 1.25 % 18 months $1,000 online
Fixed Rate CD USAA Federal Savings Bank 1.25 % 15 months $1,000 online
Busey Online CD Busey Bank 1.25 % 2 years $1,000 online
Unity Gold E-CD OneUnited Bank 1.25 % 2 years $1,000 online
Product Bank name APY Term Min deposit Info
American Chartered CD American Chartered Bank 1.22 % 2 years $1,000 online
BankDirect CD BankDirect 1.21 % 18 months $10,000 online
BankDirect CD BankDirect 1.21 % 2 years $10,000 online
Regular CD Third Federal Savings & Loan 1.20 % 2 years $500 online
Online CD State Farm Bank 1.20 % 2 years $500 online
Standard CD Newtown Savings Bank 1.20 % 2 years $500 online
First IB CD First Internet Bank 1.20 % 18 months $1,000 online
Fixed Rate CD Heritage Bank 1.20 % 2 years $2,500 online
Standard CD Newtown Savings Bank 1.15 % 18 months $500 online
Regular CD ViewPoint Bank 1.15 % 2 years $1,000 online
Independence CD Independence Bank 1.15 % 2 years $1,000 online
US Bank CD US Bank 1.15 % 19 months $1,000 online
Yield Pledge CD EverBank 1.15 % 18 months $1,500 online
Eloan CD ELOAN Bank 1.15 % 18 months $10,000 online
Bump CD Golf Savings Bank 1.15 % 15 months $10,000 online
Product Bank name APY Term Min deposit Info
Centennial CD Centennial Bank 1.11 % 2 years $10,000 online
Orange CD ING Direct 1.10 % 2 years $1 online
Regular CD Third Federal Savings & Loan 1.10 % 18 months $500 online
Regular CD Wainwright Bank 1.10 % 18 months $1,000 online
Allstate CD Allstate Bank 1.10 % 2 years $1,000 online
Fixed Rate CD Heritage Bank 1.05 % 18 months $50,000 online
OnBank CD OnBank 1.01 % 2 years $1 online
OnBank CD OnBank 1.01 % 18 months $1 online
Orange CD ING Direct 1.00 % 18 months $1 online
15 Month Step Up CD First Trade Union Bank 1.00 % 15 months $500 online
FTU CD First Trade Union Bank 1.00 % 15 months $500 online
Online CD Frost National Bank 1.00 % 2 years $1,000 online
Amtrust CD AmTrust Direct 1.00 % 18 months $1,000 online
Fixed Rate CD Heritage Bank 1.00 % 18 months $25,000 online
Online CD Cambridge Savings Bank 0.99 % 2 years $1,000 online
Product Bank name APY Term Min deposit Info
Charles CD Charles Schwab Bank 0.95 % 2 years $1,000 online
HSBC Online CD HSBC Advance 0.90 % 18 months $10 online
Time Savings Account FirstBank of Longmont 0.90 % 2 years $100 online
Silver CD Frontier Bank 0.90 % 2 years $500 online
Time Deposit Account FirstBank of Longmont 0.90 % 2 years $500 online
Regular CD ViewPoint Bank 0.90 % 18 months $1,000 online
Busey Online CD Busey Bank 0.90 % 18 months $1,000 online
Fixed Rate CD Heritage Bank 0.90 % 18 months $2,500 online
Silver CD Frontier Bank 0.90 % 2 years $25,000 online
Silver CD Frontier Bank 0.90 % 2 years $50,000 online
Independence CD Independence Bank 0.85 % 18 months $1,000 online
Direct CD FNBO Direct 0.75 % 18 months $1 online
Relationship CD First Niagara Bank 0.75 % 18 months $500 online
Citibank Online CD Citibank 0.75 % 2 years $500 online
Gold CD Zions Bank 0.75 % 2 years $1,000 online
Product Bank name APY Term Min deposit Info
Capital One CD Capital One Bank 0.75 % 2 years $5,000 online
Capital One CD Capital One Bank 0.75 % 18 months $5,000 online
Citibank Online CD Citibank 0.70 % 18 months $500 online
HSBC Online CD HSBC Bank 0.70 % 15 months $1,000 online
HSBC Online CD HSBC Advance 0.50 % 2 years $10 online
Astoria CD Astoria Federal Savings 0.50 % 18 months $500 online
Astoria CD Astoria Federal Savings 0.50 % 15 months $500 online
Astoria CD Astoria Federal Savings 0.50 % 2 years $500 online
HSBC Online CD HSBC Bank 0.50 % 2 years $1,000 online
iGOcds iGObanking.com 0.50 % 15 months $1,000 online
Charles CD Charles Schwab Bank 0.50 % 18 months $1,000 online
Variable Rate CD NewDominion Direct 0.45 % 2 years $3,000 online
Variable Rate CD NewDominion Direct 0.40 % 18 months $3,000 online
Zions CD Zions Bank 0.35 % 2 years $1,000 online
Super Saver CD United Central Bank 0.00 % 2 years $10,000 online

CD Rate Updates

1.97% 2.38%
1.56% 2.12%
1.41% 1.92%
1.26% 1.66%
0.95% 1.41%
0.90% 1.26%
0.70% 0.90%
0.70% 0.90%
0.55% 0.60%

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