Rates
| Name | APY | Min Deposit | Max Deposit | |
| IRA Statement Savings | 1.00 % | $50 | — | |
| Tiered MMA | 0.25 % | $1 | $9,999 | |
| 0.50 % | $10,000 | $24,999 | ||
| 0.75 % | $25,000 | $74,999 | ||
| 1.00 % | $75,000 | $124,999 | ||
| 1.25 % | $125,000 | — | ||
| Sensible Savings | 1.00 % | $1 | — |
Product Information
- Competitive Rate - whether you're just starting to save or you're a "seasoned saver", you'll earn a competitive rate of return on your savings dollars
- Free Automatic Transfers - arrange to transfer funds monthly from another account at Acacia Federal or from your account at another bank to your Sensible Savings Account ... a painless way to "pay yourself first" and grow your savings
- Low Initial Deposit and No Monthly Maintenance Fees...it's easy to get started - just $20 will open your Sensible Savings Account
- Ideal Way to Accumulate Funds for Future Investments ... provides a safe and liquid investment at a competitive rate. As your balance increases, you can transfer to a higher yielding Acacia Federal CD or Money Market Account. Sensible Savings is also well-suited for gifts to minors and short term investments
- Convenience Access to Funds... With an Acacia Federal Choice Checking Account and Visa Check Card, you can add your savings to your Visa Check Card for ATM access
- 24/7 Access to Account Information ... watch your Sensible Savings account grow with Free Online Banking access
All Products
- Savings Accounts
- IRA Statement Savings
- Tiered MMA
- Sensible Savings
- Checking Accounts
- Interest Choice
- Top Choice

