Rates
| Name | Term | APY | Min Deposit | |
| Term CD | 3 months | 0.70 % | $500 | |
| 6 months | 0.85 % | $500 | ||
| 9 months | 1.05 % | $500 | ||
| 1 year | 1.30 % | $500 | ||
| 18 months | 1.55 % | $500 | ||
| 2 years | 1.80 % | $500 | ||
| 30 months | 2.00 % | $500 | ||
| 3 years | 2.25 % | $500 | ||
| 4 years | 2.55 % | $500 | ||
| 5 years | 2.90 % | $500 | ||
| IRA CD | 6 months | 0.85 % | $100 | |
| 9 months | 1.05 % | $100 | ||
| 1 year | 1.30 % | $100 | ||
| 18 months | 1.55 % | $100 | ||
| 2 years | 1.80 % | $100 | ||
| 30 months | 2.00 % | $100 | ||
| 3 years | 2.25 % | $100 | ||
| 4 years | 2.55 % | $100 | ||
| 5 years | 2.90 % | $100 |
Product Information
- Higher Rates . . . rates researched to be significantly higher than those paid by your local bank
- Customer Designed Maturity . . . select the term or maturity that's best for you from 3 months through 5 years
- The Safety of FDIC Protection . . . The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013
- On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor
- Steady Stream of Dependable Income . . . interest can be sent to you monthly, quarterly or semiannually, OR
- Option to Maximize Your Earnings . . . interest is compounded daily and can be paid to your account quarterly … paying "interest-on-interest" until maturity
- Investing Made Easy . . . Complete the On-Line Banking Application, then send us your check or wire transfer your funds (Wire transfer to and from Acacia Federal is free for On-Line Banking Customers)
All Products
- Savings Accounts
- IRA Statement Savings
- Tiered MMA
- Sensible Savings
- Checking Accounts
- Interest Choice
- Top Choice

