1st Constitution Direct
1st Constitution Direct is a small bank headquartered in Cranbury, NJ. This bank is an internet bank and does not have local branches. 1st Constitution Direct has deposits of $505.8 million, and was established in July 1989.
This bank is FDIC insured - all deposits are protected for up to $250,000. Products offered by the bank include: Direct Savings, Direct Super Savings and Direct Business Super Savings.
Current 1st Constitution Direct Rates
| Name | APY | Min Deposit | Max Deposit | |
| Direct Savings | 1.00 % | $1 | $2,999 | |
| 1.95 % | $3,000 | — | ||
| Direct Super Savings | 1.60 % | $1 | $9,999 | |
| 1.96 % | $10,000 | — | ||
| Direct Business Super Savings | 1.60 % | $1 | $9,999 | |
| 1.95 % | $10,000 | — |
Bank Information
1st Constitution Bancorp, based in Cranbury, New Jersey, is the holding company for 1st Constitution Bank. Established in 1989, 1st Constitution Bank believes Community Banking and the consumer represent important aspects of business, being the driving force for core deposits growth and the basis for a substantial portion of our lending activities.
1st Constitution Bank delivers a fundamental approach to small business banking, commercial and residential mortgage origination and retail banking focused on personal service, technological support and innovative customer centered products. This approach is facilitated by the dedicated employees at each of its 11 branch offices located throughout central New Jersey. 1st Constitution assets reached a year-end high of $546 million in 2008, signifying a record year for the company and $618 million as of June 30, 2009.
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| 3 months | TotalBank | 1.40 % |
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